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707 Sable Oaks Drive, Suite 203, South Portland, ME 04106

207-761-4733
Employer Plans and Participants

Upcoming Fund Changes - State of Maine Deferred Compensation Plan

Important changes are being implemented within the State of Maine Deferred Compensation Plan, including updates to investment options and fund replacements. Participants are encouraged to review these changes to understand their potential impact and determine whether any action is necessary.

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Empower Retirement MaineSaves 457 Plan Resources

This page is dedicated to State of Maine Employees and provides helpful links to start or manage your 457(b) Deferred Compensation plan with Empower Retirement. To get started, you should know Empower is 1 of 3 approved vendors of the MaineSaves Retirement Plan offered to State Employees. Pine Harbor Advisors (Formerly IIS Financial Services) is an independent financial planning firm and a local representative of Empower for the MaineSaves 457 Plan with offices in South Portland and Augusta, Maine.

Enroll Today 


Enrollment Forms & more information:

*Plan participants must first enroll through PRISM. Once you’ve completed enrollment, please allow 1–2 pay periods before registering with Empower. Registering with Empower gives you full access to your account, including the ability to adjust your investment allocations and add your beneficiaries.

PRISM 457: Enrollment Guide


Investment Options & Performance


Plan Highlights


457 Facts and Contribution Limits


Enroll in a 457 Plan!

Current Participants


Participant Forms & Instructions:


Online Access & Investment Change Instructions

*For name, address, or beneficiary changes, log in to your Empower Portal or call (866) 816-4400


Vacation Pay Joinder Form


Tax Defer Your Accrued PTO In The 457 Plan


Pre-Retirement Catch-Up Joinder Form


PRISM 457: Step-by-Step Contribution Guide

 *Effective 9/1/25, all MaineSaves contribution changes must be made through Prism.

Log In Here

Schedule a time by clicking below and see if your on track to reach your goals or review your investments. 

Schedule here!

Submitting a Form?

***PLEASE NOTE***

All forms provided can be downloaded and saved for your convenience. Paperwork must be sent back to Pine Harbor Advisors (Formerly IIS Financial Services) for processing one of the following ways: 

1. Mail: 707 Sable Oaks Dr. Suite 203, South Portland, ME 04106

2. Email: info@pineharboradvisors.com making sure to send the email encrypted



*How to send a Secure/Encrypted Email

Outlook: When writing a new email, go to Options → Encrypt, then send as usual.
Gmail: Click the lock + clock icon at the bottom of your message to turn on Confidential Mode.
Other Email Providers: Attach your file with a password, then share the password separately with us by phone.
If We Sent You a Secure Link to AdviceWorks: Use that portal to upload or send documents safely.


Additional Links & Resources


How The Social Security Fairness Act Affects Your Investment Strategy


Retirement Readiness Checklist


What Maine PERS Pension Option should I take?


Maine Employee Health & Benefits - Retirement Savings


Maine Public Employee Retirement System (MainePERS)


More Financial Information for State Employees


Turned Unused Vacation Pay Into Retirement Savings

Interested in Saving more For Retirement?

Interested in Saving more For Retirement?

If you are within 3 years of retirement, you may be eligible to take advantage of the pre-retirement catch-up provision. This provision allows contributions to your 457(b) deferred compensation plan to exceed the normal annual maximum.








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